USDA Rural Housing Repair Loans and Grants
Description
Provides loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes or to remove health and safety hazards, preserving affordable rural housing.
Eligibility
Very low-income rural homeowners aged 62 or older
Industry Tags
About This Grant
Provides loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes or to remove health and safety hazards, preserving affordable rural housing.
Funding Information
Eligibility Overview
Federal grant opportunities are open to a range of applicant types. Common eligible organizations include:
- Nonprofits and 501(c)(3) organizations
- Small businesses and startups (especially for SBIR/STTR programs)
- State, local, and tribal governments
- Colleges, universities, and research institutions
- Individuals (for select programs in education, arts, and research)
Eligibility requirements vary by opportunity. Always review the official listing before investing time in an application.
How to Apply
- 1
Review the full opportunity
Read the complete Notice of Funding Opportunity (NOFO) on Grants.gov or the awarding agency's website.
- 2
Confirm eligibility
Check that your organization meets every requirement listed — applicant type, location, registration status, and any prior award restrictions.
- 3
Prepare required documents
Gather your budget narrative, needs statement, organizational details, SAM.gov registration, and any required certifications.
- 4
Submit before the deadline
This opportunity closes on December 31, 2026. Submit at least 48 hours early — portal systems are often slow near closing time.
Grant Writing Tips
- ✓Start your application at least 4 weeks before the deadline — rushed proposals score lower.
- ✓Tailor your needs statement to match the funder's stated priorities, using their exact language where possible.
- ✓Have a colleague outside your team review your budget narrative before submitting — fresh eyes catch errors reviewers penalize.
Helpful Resources
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